In these Terms and Conditions "BadDebts” shall mean baddebts.co.za, its owners, holding company, and all subsidiaries or associate companies and all employees, directors, officers, attorneys, agents and representatives of BadDebts.

The Terms and Conditions set out below apply to any person who uses, accesses, refer to, or views any part of this Website.  The use, access, referencing or viewing of the website or the information, content, substance, subject matter, materials, opinions, beliefs, views, products or services (hereinafter referred to as the “Website Content”) available on or through this Website is governed by the Terms and conditions set out herein.

Use of the information as contained on this website is at your own risk and any use thereof or any reference or reliance thereon constitutes agreement to the terms of these Terms and Conditions.   BadDebts does not accept any responsibility for any errors or omissions on this Web Site or the Web Site Content and you hereby agree that it is your responsibility to ensure the accuracy and completeness of the information which you may submit.

The information on this site is therefore provided “AS IS” with no warranties, representations or guarantees of any kind, either express or implied, as to the operation, integrity, compatibility, availability or functionality of this website or as to the operation, accuracy, completeness, integrity or reliability of the Website Content.

You agree not to use obscene or offensive language.  You may not use this website to obtain or distribute copyrighted material protected by laws relating to intellectual property. You further agree not to use this Website as an invitation to fast money-making schemes, unauthorized advertising or junk mail.  You agree not to encourage conduct that would constitute a criminal offence and you agree not too harass any person or entity or invade their privacy.  You furthermore agree not to disrupt or interfere with the Services provided on this site, nor to alter or tamper with any material or information.

Information submitted by Third Parties is not reviewed or assessed by BadDebts for truth or accuracy and the materials are submitted by Third Parties for information purposes only.  Third party information posted on the BadDebts website therefore does not represent the thoughts, statements views, beliefs, opinions, intentions, plans or strategies of BadDebts and is solely the opinion, statements, belief, views, thoughts, intentions, plans or strategies of the respective authors.

BadDebts does not warrant the accuracy, completeness or reliability of the Website Content and will not, assume any liability whatsoever in relation to this Web Site and the Web Site Content and you hereby indemnify and hold harmless BadDebts against any foreseeable or unforeseeable loss, liability, expense, claims, damages, costs, or penalties, whether direct or indirect, arising from your use of or reliance on this Website or the Website Contents.

BadDebts shall furthermore under NO circumstances whatsoever incur or have any liability for any special or consequential damages or losses of whatsoever nature and howsoever caused, including but not limited to loss of revenue, loss of profit, loss of income or increased costs of working arising from or in connection with the use of or reliance on the Website Contents.  You hereby agree that BadDebts is therefore not responsible, and shall have no liability to you, for any items posted or submitted by third parties including but not specifically limited to defamatory, offensive or illicit material.

I hereby declare that I have been warned and made aware of the potential risks, dangers and threats attendant upon the submission to, and/or use of any information contained on this Website and agree to waive and abandon all rights of action against BadDebts, in accordance with the terms and conditions hereof.

In the event of any third party claim against BadDebts, arising out of or attributable to any information posted by you on this Website, you agree to defend, protect and save harmless BadDebts against the said claim or any loss or liability thereunder at your own cost and expense.   In the further event that you should fail to so defend and/or indemnify and save harmless BadDebts against such claim, then in such instance you hereby agree that BadDebts shall have full rights to defend, pay or settle the claim on its own behalf without notice to you and with full rights to recourse for all fees, costs, expenses and payments made or agreed to be paid to discharge the said claim. Upon default, you hereby furthermore agree to pay all reasonable attorneys’ fees necessary to enforce this agreement.